Service First FCU and Zelle

Zelle® is a fast, safe and easy way to send money with others you know.

We have partnered with Zelle to bring you a fast, safe and easy way to send and receive money with friends, family and other people you trust.2

Zelle is available right from Online and Mobile Banking so you don't need to download anything new to start sending and receiving money!

Using Zelle is:

Fast

Send money directly from your account to theirs, typically in minutes 3

Safe

Send and receive money with Zelle right from Bill Pay or our mobile banking app 2

Easy

Send money using just their U.S. mobile number or email address

Free

There are no fees to send money with Zelle from our online or mobile banking app 1

Enroll Now to Get Started

  1. Log in to Bill Pay
  2. Select "Send Money With Zelle®"
  3. Enroll your U.S. mobile number or email address
  4. You're ready to start sending money with Zelle

Watch the video to learn more about Zelle!

Frequently Asked Questions

What is Zelle?

Zelle is a fast, safe and easy way to send money directly between almost any bank accounts in the U.S., typically within minutes. 3 With just an email address or U.S. mobile phone number, you can send money to people you trust, regardless of where they bank.2

Who can I send money to with Zelle?

You can send money to friends, family and others you trust. 2

Since money is sent directly from your bank account to another person's bank account within minutes, 3 it's important to only send money to people you trust, and always ensure you've used the correct email address or U.S. mobile number.

How do I use Zelle?

You can send, request or receive money with Zelle.

To get started, log in to Service First FCU's online banking or mobile app, navigate to Bill Pay and select "Send Money With Zelle®." Accept terms and conditions, enter your email address or U.S. mobile phone number, receive a one-time verification code, enter it and you're ready to start sending and receiving with Zelle.

To send money using Zelle, simply add a trusted recipient's email address or U.S. mobile phone number, enter the amount you'd like to send and an optional note, review, then hit "Send." In most cases, the money is available to your recipient in minutes. 3

To request money using Zelle, choose "Request," select the individual from whom you'd like to request money, enter the amount you'd like to request, include an optional note, review and hit "Request." 4

To receive money, just share your enrolled email address or U.S. mobile phone number with a friend and ask them to send you money with Zelle.

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Don't have our mobile app?

Download it for free:

Data charges may apply. Check with your mobile phone carrier for details. App store is a service mark of Apple Inc. Apple and the Apple logo are trademarks of Apple Inc, registered in the U.S. and other countries. Android, Google Play, and the Google Play logo are trademarks of Google Inc.

1 Mobile network carrier fees may apply.

2 Must have a bank account in the U.S. to use Zelle.

3 Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle.

4 In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled with Zelle.

Copyright © 2021 Service First FCU. All rights reserved. Terms and conditions apply. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Service First FCU
3901 E 10th Street
Sioux Falls, South Dakota 57103
605-336-1047

Member FDIC. Equal Housing Lender