Woman using tablet for online banking
Service First Checking (Share Draft) Account

Our Checking Account makes managing your everyday banking needs easy. Take advantage of a Checking Account with no monthly fee or minimum balance requirements. It also comes with a VISA® debit card for your everyday purchases and ATM withdrawals.


  • No Minimum Balance
  • No Monthly Fees
  • VISA® Debit Card
  • Access to over 85,000 surcharge-free ATMs
  • Online & Mobile Banking
  • Bill Pay
  • eStatements
  • Overdraft Protection & Privilege options available
woman on laptop
Lost or Stolen Debit Card?

Call 1-605-274-9181 during regular business hours.

Call 1-800-236-2442 during nights, weekends, or holidays.

Info Blocks
man writing check
Reordering Checks?

Routing number: 291479903.

Group of people
Not a Member?

Join Service First.

woman on phone

Contact us.