About Service First

Service First Federal Credit Union is a Sioux Falls Credit Union originally established in 1934 as the Morrell Employees Federal Credit Union. Since that time, Service First has grown to over 19,000 members in Sioux Falls and surrounding communities.

We offer the same products and services you would expect from any bank – auto loans, mortgages, signature loans, checking accounts, savings, and over 85,000 surcharge-free ATMs. However, since we are a Credit Union, we are able to offer these services at a lower cost than the BIG banks in the Sioux Falls area. Credit Unions, like Service First, are owned by their members and not-for-profit, which means any profits that we see get returned right back to our members in the form of fewer charges and fees, lower rates on loans, and higher yields on savings.

If you live, work, worship, or attend school in Minnehaha, Lincoln, or McCook county, you are eligible to become a member. All it takes is a $5 deposit to get started. If you have questions about our Credit Union, feel free to give us a call at 605-336-1047 or drop us a line through our online contact form.