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At Service First, we make the mortgage process easy. With Service First you get:

  • Local Service: Our entire mortgage team is located right here in Sioux Falls. You'll receive a fast decision from someone who knows the local area. 
  • Low Fees: Since we are a not-for-profit financial institution, we offer loans with minimal fees. 

Whether you're looking for your first home, or want to build your dream home, Service First offers solutions for all of your home buying needs. 

Equal Housing Lender

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Types of Mortgage Loans

A list of the mortgage loan options we provide.

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Apply For A Mortgage

Complete our online application.

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Meet the Team

Choose your Mortgage expert.

Mortgage Calculators

Determine your monthly payment, and more.