Watch Your Money Grow
If you’re looking for an account with higher dividends but a little more flexibility, you’ll want to open a Money Market Account. We have two options for you, depending on what your needs are.
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Money Market
Money Market Accounts
Safely save your money with a Service First Money Market account.
First Insured Money Market Account (FIMMA)
- No monthly service fee
- $1,000.00 minimum balance
- Dividends paid monthly
- $250.00 minimum withdrawal
- Limited to 3 withdrawals per month
- Insured up to $250,000.00 by the NCUA
- Deposits must be $250.00 or more
FIMMA Rates
| Balance Amount | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| $999.99 and under | 0.25% | 0.25% |
| $1,000 and up | 0.50% | 0.50% |
Premier Money Market
- No monthly service fee
- $5,000.00 minimum balance
- Dividends paid monthly
- $1,000.00 minimum withdrawal
- Limited to 3 withdrawals per month
- Insured up to $250,000.00 by the NCUA
Premier Money Market Rates
| Balance Amount | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| $4,999.99 and under | 0.50% | 0.50% |
| $5,000 - $9,999.99 | 0.75% | 0.75% |
| $10,000 - $24,999.99 | 1.00% | 1.00% |
| $25,000 - $49,999.99 | 1.25% | 1.25% |
| $50,000 - $99,999.99 | 1.75% | 1.75% |
| $100,000 and up | 2.00% | 2.00% |
Rates effective March 1, 2025. Rates may change after the account is opened. Consult with a Service First Representative for details and qualification criteria.