Home Equity Line of Credit (HELOC)
A HELOC is a flexible way to borrow against your home’s equity. With a revolving credit line, you can access funds as needed for expenses like home improvements or college education.
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Home Equity
Home Equity Loans
Get the money you need to consolidate debt, make home improvements, pay for a new car, or your child’s college education, with rates you can afford.
Home Equity Loan
A home equity loan lets you borrow a lump sum using the equity in your home as collateral. With fixed rates and steady payments, it’s a smart option for borrowers who need to fund a major project or life moment and prefer stability over flexibility.
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Interest Rates
Variable (HELOC)**: 8.00% – 12.50%
Interest Only (HELOC)**: 9.00% – 10.50%
Rates effective March 1, 2025, subject to change.
**Rates stated as Annual Percentage Rate (APR). Rate may vary depending on credit history. Rates are variable and subject to increase after consummation. Rates are based on the value of an index, plus or minus a margin. The index is the Prime Rate as published in the Wall Street Journal and is subject to change on the first day of each month. The maximum APR is 18.00% or the maximum allowed by law whichever is less. Property insurance is required. Some restrictions apply. Fixed-rate, closed-end loans are available. Rates are subject to change. To open the account, fees to third parties generally total between $0-$600. Origination fee of 1% of the credit line or $200 whichever is greater applies.
Monthly Loan Payment Calculator
Simply enter your loan amount, interest rate, and term to find a payment that works for your budget.