We exist to help people, not make a profit!
- We are member-owned and not-for-profit
- We return our profits back to our members with low loan rates and lower fees
You Belong with Us
Welcome to a supportive community focused on growth, offering tailored financial solutions to help you navigate the financial world. Apply online to become a member today!
Where You Come First
Once you become a Service First Federal Credit Union member, you will begin reaping countless benefits. Among those benefits are perks like profit-sharing, better rates, and fewer fees.
PROFIT SHARING
By becoming a member, you also become an owner. We don't have shareholders so our profits are given back to our members with low rates and little fees.
Transitioning to Service First is easy with our Switch Kit, which guides you through the process seamlessly.
Receive $2,000 in Complimentary Coverage Provided at no cost to you by Service First.
FREE COIN COUNTING & NOTARY SERVICES
Visit any of our branches and take advantage of our notary services. We offer coin-counting machines at our Main and Southwest locations. Both of these are completely free of charge!
Whether you want to focus on your spending, start saving, or managing debt, we offer a variety of resources to help you improve your financial life.
Becoming A Member is Easy!
Service First membership is open to almost everyone who lives, works, worships, or attends school in 43 counties across 4 states.
- Bon Homme
- Brookings
- Clark
- Clay
- Codington
- Deuel
- Douglas
- Grant
- Hamlin
- Hutchinson
- Kingsbury
- Lake
- Lincoln
- McCook
- Miner
- Minnehaha
- Moody
- Turner
- Union
- Yankton
- Lyon
- Plymouth
- Sioux
- Woodbury
- Lincoln
- Lyon
- Murray
- Nobles
- Pipestone
- Rock
- Antelope
- Boone
- Cedar
- Dakota
- Dixon
- Holt
- Knox
- Madison
- Pierce
- Platte
- Stanton
- Wayne
- Wheeler
Join Today!
Becoming a member of First Credit Union is easy. If you’re ready to take the next step in securing a brighter financial future, we invite you to join us. Discover the difference of a credit union that truly cares about your success. Stop by any branch to open an account or watch the tutorial for more information.
Apply Online
We're Here to Help
If you are interested in getting more information, fill out our online contact form below! To apply for a membership in person, stop by one of our Sioux Falls locations. Our team is here to offer guidance in any way possible, so don’t hesitate to reach out today!