Save More With Share Certificates
With a Share Certificate, you commit to setting your money aside for a specific timeframe, in exchange for a highly-competitive, higher return.
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Share Certificates
Service First Share Certificates
With a Service First Share Certificate you can watch your money grow with a great rate. Let's get earning!
Share Certificate Rates
Choose a term from 6 to 60 months providing a sense of stability and predictability to your investment. Know how much you’ll earn thanks to the dividend rate you lock in for the whole term. Plus, certificates are backed by NCUA insurance up to $250,000, making them one of the safest investments around. Let's get earning!
| Term | Minimum Deposit | Dividend Rate | Annual Percentage Yield | Early Withdrawal Penalty |
|---|---|---|---|---|
| 6 months | $500 | 3.25% | 3.25% | 90 Days Dividends |
| 12 months | $500 | 2.00% | 2.00% | 90 Days Dividends |
| 18 months | $1,000 | 1.75% | 1.75% | 180 Days Dividends |
| 24 months | $5,000 | 1.50% | 1.50% | 180 Days Dividends |
| 36 months | $5,000 | 1.25% | 1.25% | 180 Days Dividends |
| 48 months | $5,000 | 1.00% | 1.00% | 180 Days Dividends |
| 60 months | $5,000 | 1.00% | 1.00% | 180 Days Dividends |
Rates Effective March 1, 2025