Personal Banking


Becoming a Member at Service First Federal Credit Union is easier than you may think.


Experience the benefits of free checking at Service First!


Service First offers a variety of savings options to fit any lifestyle or age group.

First Mates Club

Open to children age 12 and under, our First Mates Club is a great way to teach your child the value of saving.

Overdraft Protection

Have peace of mind that your drafts will be covered!

Phone Banking (Balance Plus)

Balance Plus is a free, 24 hour-a-day voice response system that allows you to talk with the Service First computer by using a touch tone phone.

Local - 605-336-0721


Our in-house insurance agent, Mike Hanna, can provide coverage for your home, auto, health, life, farm, and business insurance needs.

Retirement / Investment Services

Our in-house Financial Consultant, Barb Fish, is available to assist you with your Retirement and Investment needs.

Online Bill Pay

Online Bill Pay is a quicker, easier, and safer way to pay your bills. In fact, it


When you sign-up for eStatements, your monthly paper statement copy will be replaced by a monthly email with a link to view your statement electronically.

Credit Card

Experience the unique rewards and special benefits that come with card membership.

Change of Address Form

Please keep your address updated with Service First to ensure you continue to receive important information regarding your account.

Remote Deposit Capture

Now, as a Service First member, you have the ability to deposit checks into your Share Draft account remotely with your smartphone!

Other Products and Services

Service First offers a variety of other products and service to help simplify your finances!