New user? Create an account.
With one powerful tool, access your credit score, full credit report, credit monitoring, financial tips, and education. All of this without impacting your credit score. You can do this anytime and anywhere and for free.
Login to Online Banking
Credit Sense helps you stay on top of your credit by providing your latest credit score and report and understanding key factors that impact the score. It also monitors your credit daily and informs you by email if any significant changes are detected, such as a new account being opened, a change in address, employment, delinquency, or inquiry has been reported.
Yes. Credit Sense will monitor and send email alerts when there has been a change to your credit profile.
Credit Sense is entirely free to Service First members.
Credit Sense is a "soft inquiry" which does not affect a credit score. Lenders use "hard inquiries" to make decisions about creditworthiness when you apply for loans.
The credit score will be updated every seven days and displayed in mobile and online banking. You can click "refresh score" as often as every day for an updated credit score.
If you think some information is wrong or inaccurate you can obtain a free credit report from www.annualcreditreport.com and then dispute inaccuracies with each bureau individually.
Service First uses its own lending criteria for making loan decisions.