Message Pay

Make a payment to your Service First loans from any external account. 

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Setting Up Your Account

Verify Your Account

Create Your 4 Digit PIN

Add Your Preferred Payment Method

Make A Payment

What you should know:

  • You will receive a text message informing you of the amount due on your loan. You will be able to review your payment options or you will be able to opt out of our text message service by texting “STOP”. 
  • The link will take you to a portal where you will be asked to verify your account with your member number and date of birth of the primary account holder.
  • When you verify your account for the first time you will have to setup the following:
    • 4 digit pin: once you have entered your member number and date of birth, it will prompt you to create a 4 digit pin. Store this information in a secure place as you will need this pin number to verify future payments.
    • Preferred method of payment: to make a payment you will have to add your preferred form of payment in the portal. You can do this by selecting ADD NEW DEBIT CARD or ADD NEW BANK ACCOUNT which will prompt a secure website for you to input your information. If done correctly, there will be a message stating ‘Payment Method Success’ and you will be redirected to the payment portal.
  • Once your account has been successfully verified, you will be directed to the payment portal where you’ll be able to see all of your loans and will also be able to select your preferred payment method.

When using MessagePay, please remember:

  • The transaction fee for debit card payments is $5.99, there is no fee for ACH payments using a checking or savings account
  • Encrypted information guarantees your information is secure
  • This service provides a convenient way to pay from an external account via text or online/mobile
  • Payments are accepted from checking accounts, savings accounts, and debit cards
Make a MessagePay Payment

Frequently Asked Questions

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We provide links to third party websites, independent from Service First Federal Credit Union. These links are provided only as a convenience, we do not manage the content of those sites. Service First Federal Credit Union does not represent either the third party or the member if the two enter into a transaction. The privacy and security policies of external websites will differ from those of Service First Federal Credit Union. Click "Continue" to proceed or on the "X" to stay on this site.

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