Slash 1% Off of Your Current Auto Loan Interest Rate

When you refinance a vehicle loan from another lender with us, we will slash one full percentage point off of your current interest rate.* This could add up to hundreds in savings every year! There are no application or origination fees and the loan process is quick and easy. To slash 1% off your auto loan rate, stop by a Service First branch near you or CLICK HERE TO APPLY ONLINE.

- Getting Started With The New Mobile Banking App

IMPORTANT - If you haven't logged into the new Internet Banking website yet, you will need to do so before downloading the app!

Our Internet Banking site changed on October 1st, 2014. If you have not logged in to the site since then, you will need to do so in order to set up your new security questions and new security code. Since the mobile banking app uses this security information to grant you access, it is important that you do this prior to activating the new mobile app. Otherwise, you will not be able to log in to the app.

- Click Here to Opt-In and Save Yourself the Embarrassment of Declined Debit Card Transactions

After August 15th, 2010, our Overdraft Privilege service will not be authorized to pay overdrafts on ATM transactions and everyday debit card transaction unless you "opt-in" by submitting this form.

About Service First

Service First Federal Credit Union is a Sioux Falls Credit Union originally established in 1934 as the Morrell Employees Federal Credit Union. Since that time, Service First has grown to nearly 16,000 members in Sioux Falls and surrounding communities.

We offer the same products and services you would expect from any bank - auto loans, mortgages, signature loans, checking accounts, savings, and over 28,000 surcharge-free ATMs. However, since we are a Credit Union, we are able to offer these services at a lower cost than the BIG banks in the Sioux Falls area. Credit Unions, like Service First, are owned by their members and not-for-profit, which means any profits that we see get returned right back to our members in the form of fewer charges and fees, lower rates on loans, and higher yields on savings.

If you live, work, worship, or attend school in Minnehaha, Lincoln, or McCook county, you are eligible to become a member. All it takes is a $5 deposit to get started. If you have questions about our Credit Union, feel free to give us a call at 605-336-1047 or drop us a line through our online contact form on the right.