Remote Deposit Capture
Now, as a Service First member, you have the ability to deposit checks into your Share Draft account remotely with your smartphone!
In order to access this feature, you will need a smartphone with a camera, and the Service First FCU mobile app.
First, login to the Service First FCU mobile app on your smartphone. You will notice a “Deposits” icon at the bottom of the screen. Press this icon to initiate a remote deposit.
After selecting “New Deposit”, you will be asked to select the Share Draft (Checking) account that you would like the check to be deposited in. You will also be asked to enter the dollar amount of the check:
Lastly, you will be asked to take a photo of the front and the back of the check. For a check to be accepted through Mobile Deposit, all payees must sign the back of the check and write “For Mobile Deposit Only” underneath the signature.
After confirming, your Remote Deposit will be sent to Service First and will be deposited into your account after processing. Please note Remote Deposits submitted and approved by 2:45pm CT will be available same day after 5:30pm CT. If the Remote Deposit is submitted or approved of after 2:45pm CT the funds will be available the next business day after 5:30pm CT. Please retain check 5 days after deposit. Saturdays, Sundays and Holidays are not counted as business days. Please contact us at 605-336-1047 if you have any questions.