Home Equity Loans
Service First welcomes the opportunity to meet with you to discuss your needs and the wide range of Home Equity products available. Please call us at 605-336-1047 or stop by any branch for more information.
- Main Branch, 3901 E. 10th St., Sioux Falls, SD (605) 336-1047, (800) 456-1703
- Southwest Branch, 3600 S. Kiwanis Ave., Sioux Falls, SD (605) 357-8085
- Morrell Branch, 1300 Morrell Ave., Sioux Falls, SD (605) 336-3775
- McCook County Branch, 501 S. Nebraska, Salem, SD (605) 425-2143
Fixed*: 6.00% – 11.50% Variable (HELOC)**: 6.00% – 10.50% Interest Only (HELOC)**: 7.00% – 8.50%
Rates effective January 1, 2019, subject to change.
*Rates stated as Annual Percentage Rate (APR). Rates may vary depending on credit history. The maximum APR is 18.00% or the maximum allowed by law, whichever is less. Property insurance is required. Some restrictions may apply. Rates are subject to change. Please call 605-336-1047 or 800-456-1703 for details.
**Rates stated as Annual Percentage Rate (APR). Rate may vary depending on credit history. Rates are variable and subject to increase after consummation. Rates are based on the value of an index, plus or minus a margin. The index is the Prime Rate as published in the Wall Street Journal and is subject to change on the first day of each month. The maximum APR is 18.00% or the maximum allowed by law whichever is less. Property insurance is required. Some restrictions apply. Fixed-rate, closed-end loans are available. Rates are subject to change. To open the account, fees to third parties generally total between $0-$600. Origination fee of 1% of the credit line or $200 whichever is greater applies.