*2.19% APR (annual percentage rate) available to qualified borrowers on automobiles 2015 and newer financed by November 25, 2020. Automobiles 2018 and newer can be financed up to 84 months. Automobiles 2015-2017 can be financed up to 72 months. A $10,000 loan at 2.19% APR for a 72 month term with 0% down, monthly payments are $149.00. Older automobiles do not qualify for this promotional rate. Rate determined by credit score, age of collateral and term of loan. Offer applies to new loans and loans refinanced from other financial institutions. Current loans financed through Service First are not eligible for this offer. Anyone can apply. Subject to loan approval. Other restrictions may apply. See Service First Staff for full details. Federally insured by the NCUA.