Service First Savings Accounts

Service First offers a variety of savings options to fit any lifestyle or age group. An initial deposit of $5.00 purchases your share of the credit union and serves as the key to everything we have to offer. As you grow your Share Savings account, your balance in the account continues to accumulate interest.

Share Savings

Share Savings Dividend Rate Annual Percentage Yield
0.05% 0.05%

Fees may reduce earnings on the account. Limit of 6 pre-authorized withdrawals per month (by telephone order or instruction, or by check, draft, debit card or similar order to a third party).

IRAs

Balance Amount Dividend Rate Annual Percentage Yield
$0 – $4,999.99 0.05% 0.05%
$5,000 – $19,999.99 0.15% 0.15%
$20,000 or more 0.25% 0.25%

FIMMA – First Insured Money Market Account

Balance Amount Dividend Rate Annual Percentage Yield
$1,000 minimum opening balance required.  Limit 3 withdrawals per month.

(Each withdrawal and deposit must be $250 or more.)

0.10% 0.10%
If balance falls below $1,000. 0.05% 0.05%

Share Certificates

Penalty for early withdrawal.

Term Minimum Deposit Dividend Rate Annual Percentage Yield Early Withdrawal Penalty
6 months $500 0.10% 0.10% 90 Days Dividends
12 months $500 0.15% 0.15% 90 Days Dividends
18 months $1,000 0.20% 0.20% 180 Days Dividends
24 months $5,000 0.30% 0.30% 180 Days Dividends
36 months $5,000 0.40% 0.40% 180 Days Dividends
48 months $5,000 0.60% 0.60% 180 Days Dividends
60 months $5,000 0.75% 0.75% 180 Days Dividends

Premier Money Market

$5,000 minimum opening balance required.

$1,000 minimum withdrawal with a limit of 3 withdrawals per month.

Balance Amount Dividend Rate Annual Percentage Yield
$5,000 – $9,999.99 0.07% 0.07%
$10,000 – $24,999.99 0.07% 0.07%
$25,000 – $49,999.99 0.07% 0.07%
$50,000 – $99,999.99 0.10% 0.10%
$100,000 and up 0.10% 0.10%
$5,000 and under 0.05% 0.05%
Rates effective 7/1/18.  Rates may change after the account is opened.  Consult with a Service First Representative for details and qualification criteria.

 

Questions?  Contact us by using the form below.

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